The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) has been steadily growing its beneficiary base since its inception.The scheme initially lined 10.74 crore poor and weak households, representing the underside 40% of India’s inhabitants, says the federal government.
In January 2022, the Authorities of India expanded the beneficiary base to 12 crore households, considering the nation’s decadal inhabitants progress of 11.7% over the 2011 inhabitants.
Moreover, the scheme now contains 37 lakh ASHAs, AWWs, and AWHs working throughout the nation and their households, offering them with free healthcare advantages.
“Taking the mission forward, AB PM-JAY would now present free healthcare protection of Rs 5 lakh to all residents of the age-group of 70 years and above throughout the nation,” mentioned the federal government launch.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana: Who’s eligible?
Senior residents who’re already a part of households lined beneath AB PM-JAY will obtain an extra top-up cowl of as much as Rs 5 lakh per yr for themselves, which they don’t have to share with different relations beneath the age of 70. Different senior residents aged 70 and above will likely be supplied with a canopy of as much as Rs 5 lakh per yr on a household foundation, based on an ET report.
Those that are already benefiting from different public medical insurance schemes resembling Central Authorities Well being Scheme (CGHS), Ex-Servicemen Contributory Well being Scheme (ECHS), or Ayushman Central Armed Police Drive (CAPF) can both proceed with their current scheme or go for AB PM-JAY.
It has additionally been clarified that senior residents aged 70 and above who’re lined beneath non-public medical insurance insurance policies or the Staff’ State Insurance coverage scheme will nonetheless be eligible for advantages beneath AB PM-JAY.
This initiative is predicted to profit roughly 4.5 crore households, together with six crore senior residents, by offering them with free medical insurance cowl of as much as Rs 5 lakh on a household foundation.
The way to apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana
To use for the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, eligible people ought to observe these steps:
1. Go to the official web site at https://abdm.gov.in/
2. Get your Aadhaar card or ration card verified at a PMJAY kiosk
3. Submit household identification proofs
4. Acquire your printed e-card with a novel AB-PMJAY ID
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana supplies complete protection for numerous healthcare bills, together with:
- Medical examinations, remedies, and consultations
- Pre-hospitalisation care, as much as three days earlier than admission
- Medicines and medical provides
- Non-intensive and intensive care companies (together with ICU)
- Diagnostic assessments and laboratory investigations
- Medical implants, if required
- Lodging and meals throughout hospitalisation
- Problems that happen throughout therapy
- Put up-hospitalisation follow-up care, for as much as 15 days after discharge
