Ayushman Bharat insurance scheme expanded to cover elderly above 70 | India News – Times of India

Ayushman Bharat insurance scheme expanded to cover elderly above 70 | India News – Times of India



NEW DELHI: The Centre on Wednesday accredited well being protection to all senior residents aged 70 years and above regardless of earnings below the flagship scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), no matter their socio-economic standing.
Union minister Ashwini Vaishnaw whereas saying the Cupboard’s choice whereas addressing the media stated that this can profit roughly 4.5 Crore households with six (6) crore senior residents with 5 Lakh rupees free medical health insurance cowl on a household foundation.
The eligible senior residents, below this initiative, will obtain a brand new distinct card that entitles them to the advantages of the scheme.
Moreover, for individuals who are already coated below AB PM-JAY, an extra top-up cowl of as much as ₹5 lakh per 12 months will probably be supplied completely for the senior citizen, with out the necessity to share it with different relations beneath the age of 70.
In the meantime, senior residents aged 70 and above who’re already benefiting from different public medical health insurance schemes, equivalent to CGHS, ECHS, or Ayushman CAPF, have the choice to both proceed with their present scheme or change to AB PM-JAY.
Senior residents on this age group who’re coated below non-public medical health insurance insurance policies or the Staff’ State Insurance coverage scheme are nonetheless eligible for advantages below AB PM-JAY.
The enlargement of protection to senior residents aged 70 and above was initially introduced by Prime Minister Narendra Modi in April 2024.
AB PM-JAY, the world’s largest publicly funded well being assurance scheme, gives a well being cowl of Rs. 5 lakh per household per 12 months for secondary and tertiary care hospitalization to 55 crore people, equivalent to 12.34 crore households. The scheme covers all relations, regardless of age, and has already coated 7.37 crore hospital admissions, with 49 % of the beneficiaries being girls. The general public has benefited to the extent of over Rs. 1 Lakh crore below the scheme.







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