The footage additional exhibits a number of high-end vehicles partially or fully submerged in waterlogged streets. The incident occurred in Sector 57 of Gurgaon the place residents and commuters have been caught off guard by the rain, elevating considerations concerning the metropolis’s drainage system.
The video, which was shared only a day in the past has to this point amassed greater than 3 million views, 1.37 lakh likes and over 91,000 shares to this point. The incident has as soon as once more sparked considerations concerning the metropolis’s infrastructure and its preparedness to deal with heavy rainfall.
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Automobile harm in waterlogging: Is it lined in insurance coverage?
Whereas a third-party insurance coverage doesn’t present full safety, complete insurance coverage is essential. Whereas complete insurance policies supply broad safety, they solely cowl as much as a sure extent. Floodwater can harm a automotive’s engine, electrical programs, and interiors, resulting in expensive repairs.
That mentioned, complete insurance coverage covers flood-related damages however applies depreciation primarily based on the automotive’s age, with a 50 p.c depreciation on plastic and rubber elements. Nevertheless, these insurance policies could not cowl all flood damages, particularly if the harm is because of the driver’s intentional actions. For instance, if you happen to attempt to begin your automotive after it was submerged, inflicting hydrostatic lock, the insurance coverage firm can refuse to cowl the damages. Therefore, if you happen to discover your automotive caught in such situations, contact a towing firm slightly than making an attempt to start out your automotive.
